Invest in Real Estate Backed Private Credit Without Becoming a Landlord.
Acadia Capital provides accredited investors access to short-term, real estate backed private loans originated by an experienced lending team with 850+ loans funded and a foreclosure rate under 1%.
Who Is Acadia Capital?
Acadia Capital is a Tennessee-based private lending company specializing in short-term, asset-based real estate loans. We fund fix and flip, ground-up construction, bridge, transactional, and DSCR loans for real estate investors across Tennessee and beyond.
Acadia Fund 1 allows accredited investors to participate passively in a portfolio of private real estate loans originated and managed directly by our team. Our mission is to provide superior, stable returns to investors while delivering one of the smoothest closing experiences in private lending.
Acadia focuses on first position collateral where applicable, common-sense underwriting, borrower experience, conservative deal structure, and relationship-driven lending. Our team originates, underwrites, closes, services, and manages every loan — so investors don't need to source borrowers, review renovation budgets, manage contractors, or deal directly with borrowers.
Why Private Real Estate Credit?
Private real estate credit offers accredited investors an income-focused alternative to traditional asset classes. Rather than owning and managing property, investors can access the lending side of real estate — earning returns through interest payments on short-term loans secured by real property.
Real Estate Collateral
Loans are backed by real property, typically in first lien position where applicable. The underlying asset provides a tangible layer of collateral behind the investment.
Income-Focused Structure
Returns are generated through borrower interest payments on short-term loans — not dependent on property price appreciation or market timing.
Short-Term Loan Durations
Fund loans typically carry 6–12 month terms, allowing the portfolio to adapt to market conditions and redeploy capital into new opportunities.
Fully Managed
Acadia handles origination, underwriting, closing, servicing, draw management, and borrower communication. Investors participate passively.
No Landlord Responsibilities
Unlike owning rental property, investors in Acadia Fund 1 have no tenants, no maintenance calls, no contractors, and no property management burden.
Different Risk Profile
Private credit backed by real estate carries a different risk profile than public equities, syndications, or direct ownership. It is not risk-free, but it is structured differently.
Target Preferred Returns
Preferred returns are targeted to be paid quarterly. At year end, investors may also participate in a 50/50 bonus split above the preferred return, subject to fund performance and offering documents.
Target returns are not guaranteed. All investments involve risk, including possible loss of principal. Investors should review the private placement memorandum, subscription documents, and related offering materials before investing.
Investment Calculator
Explore hypothetical return projections based on your investment amount and timeline.
Your Investment
Tier: Tier 2 — 9% target
Projected Results
This calculator is for illustration only. Actual results may vary. Target returns are not guaranteed. Past performance does not guarantee future results.
Schedule Investor CallWhy Invest With Acadia?
First Position Real Estate Collateral
Acadia focuses on loans secured by real property, typically in first lien position where applicable, giving investors tangible collateral behind the investment.
Experienced Underwriting
With 850+ loans funded and less than 1% foreclosure rate, Acadia relies on common-sense underwriting, local market knowledge, borrower review, and collateral-based risk controls.
Passive Private Credit
Investors can access private real estate lending income without managing tenants, contractors, borrowers, renovation draws, insurance, title, or property operations.
Relationship Driven Lending
Acadia's business is built on repeat borrowers, investor trust, conservative structures, and long-term relationships.
Recently Funded Loans
Fix & flip loan secured by a single-family home in Knox County. First lien position. 9-month term at 13% interest only. ARV: $200,000.
Fix & flip loan on a single-family home in Blount County. First lien position. 7-month term at 13% interest only. ARV: $322,000.
Bridge loan on a single-family home in Rutherford County. First lien position. 9-month term at 12% interest only. Current value: $300,000.
Loan details shown are from Acadia Capital's active portfolio. Loan-to-value ratios are based on current appraised or estimated values. Past performance does not guarantee future results.
How the Investment Works
Investor Qualification
Because Acadia Fund 1 is a 506(c) offering, investors must be accredited investors and must complete the required accreditation verification process before investing.
Review Offering Documents
Investors review the private placement memorandum, subscription documents, fund structure, risks, investor requirements, and related offering materials.
Capital Is Deployed Into Loans
Acadia originates and manages short-term, real estate backed loans to qualified borrowers. The fund deploys capital across a diversified portfolio of private real estate loans.
Targeted Quarterly Preferred Returns
Preferred returns are targeted to be paid quarterly, with potential additional year-end upside based on fund performance and offering documents.
How We Think About Risk
No investment is without risk, and we don't pretend otherwise. What we can offer is a disciplined, process-driven approach to underwriting that prioritizes collateral quality, borrower experience, and conservative deal structure.
Our underwriting process is built to identify and manage risk before a loan is funded — not after. We rely on documentation, collateral review, market analysis, and borrower vetting to make lending decisions we can stand behind.
Available to Accredited Investors Only
Acadia Fund 1 is a Regulation D 506(c) offering available only to accredited investors. Before investing, prospective investors must complete the required accreditation verification process and review the fund's offering documents.
Ready to Put Idle Capital to Work?
Schedule a call with Acadia Capital to learn whether Acadia Fund 1 may be a fit for your portfolio.
Request Investor Information
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